Where to Invest in 2026: Why Investors Choose Apart-Hotels

Preserving and growing capital in uncertain conditions is a challenge for anyone considering where to invest in 2026.

Let us compare three options commonly considered by private investors: an apartment for long-term rental, a unit in an apart-hotel, and Ukrainian domestic government bonds. Each option has its own return model, entry threshold, benefits, and risks.

Rental apartment: a familiar asset that requires involvement

Buying an apartment and renting it out is one of the most familiar ways to invest in real estate. It is a tangible asset that can be sold, gifted, or inherited, while its value may increase over the long term.

However, this apparent simplicity comes with an entry threshold of approximately $40,000 to $80,000 or more, depending on the city. The owner also remains responsible for all operational matters, including finding tenants, arranging repairs, resolving utility issues, and covering vacant periods between tenants.

As a result, the average return on this type of investment in Ukraine may be around 6–8% per year in US dollars. It can be a viable option for investors who are prepared to participate personally in managing the asset.

Apart-hotel: income-generating real estate without the operational workload

An apart-hotel follows a different model. The investor purchases an individual unit within a hotel complex, while a professional operator manages all operational processes. These include reservations, housekeeping, guest services, marketing, technical support, and financial reporting.

This is what makes the format attractive to investors who want to own income-generating real estate without managing it themselves.

With effective professional management, the estimated return may reach 9–11% per year in US dollars. The entry threshold may also be lower than that of a traditional apartment: from $10,000 through fractional participation or from $50,000 for an individual unit, with an instalment plan available until construction is completed.

Another advantage is the potential increase in the asset’s value following the completion of construction, the opening of the complex, and the further development of the location.

The key factor behind this type of investment is the reputation and experience of the management company. The apart-hotel market in Ukraine is still developing, and not every operator can deliver the projected results. Choosing a reliable partner is therefore one of the main conditions for a successful investment.

Ukrainian government bonds: an option for short-term capital preservation

Ukrainian domestic government bonds allow investors to lend money to the state in exchange for a fixed return.

The entry threshold is relatively low, while the yields offered by hryvnia-denominated bonds may be attractive. However, the capital does not grow beyond the terms of the specific bond issue, and inflation and currency fluctuations may affect the real financial result.

Government bonds may be suitable for preserving part of an investor’s capital over a period of one or two years. However, they do not create a real estate asset that may appreciate and continue generating income after the bonds mature.

Where to invest in 2026: the advantages of apart-hotels

Diversification remains one of the most balanced investment strategies. Part of the capital may be allocated to government bonds, while another part may be invested in real estate.

Apart-hotels combine several characteristics that are important to many private investors:

• potentially higher returns than those generated by long-term apartment rentals;
• a passive income model;
• professional property management;
• the potential for real estate appreciation;
• no need to search for tenants or handle operational matters independently.

The main requirement is to select an operator with proven experience, a clear business model, and a transparent financial reporting system.

Ribas Invest: income-generating real estate managed by professionals

Ribas Invest is a division of Ribas Hotels Group specializing in income-generating hotel real estate.

The team manages properties in Ukraine and abroad, provides investors with financial reports, and demonstrates project performance using actual figures and operating results.

By investing with Ribas Invest, property owners can generate passive income without participating in day-to-day operations. From property preparation and launch to guest acquisition and ongoing management, every stage is handled by an experienced team.

Explore the current projects and investment terms or submit an enquiry so that the Ribas Invest team can select an option that matches your budget and investment goals.